Home Loans Are All I Do!
When you refinance or purchase a home, you want results, not promises.
You want a low rate mortgage with personal attention from an experienced mortgage professional with the power of a solid FHA mortgage company. You want a choice to refinance into conventional, FHA, VA, fixed or adjustable low rate loans.

Sheetal Sawhney at First Residential Mortgage is among New Jersey's top FHA Mortgage Specialists. At Sheetal’s Mortgage Branch Office, we deliver the best low rate mortgages by working hard for every customer as if you were our only customer. Low Mortgage rates - Fast Results - Personal Service. You can trust me because Home Loans Are All I Do.
 
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  What is the difference between fixed rate and variable rate mortgages?  
  A fixed rate mortgage is a loan where the principle and interest payment never change during the life of the loan..... more  
  How do adjustable rate mortgages work?  
  There are many types of adjustable rate mortgages, but all have some common features..... more  
     
 
  Looking for a home without being pre-approved.  
  Pre-approval and pre-qualification are two different things. During the pre-qualification process, a loan officer asks you a few questions, then hands you a "pre-qual" letter..... more  
  Making verbal (oral) agreements!  
  If an agent tries to make you sign a written document that is contrary to their verbal commitments, don't do it! will come with the home, but the contract says ..... more  
 
 
        
     


 
Testimonials
I was very new in the country with no credit. Sheetal helped me get my credit established
Pamela Stewart

We refinanced our NJ home with Sheetal and moved to Florida to buy another home from the equity
Angelo Delacruz

Sheetal was so helpful working with us for so long before I decided to buy my dream home
Nick Saleem