I sincerely hope you have been enjoying your complimentary subscription to the Mortgage Market Guide Weekly and I want to wish you and your family a very happy Holiday season. This past year has been unlike any other. As we get ready to enter 2009, I am sending in this issue a special "gift of insight" surrounding some current and upcoming events in the financial markets.

The crisis in the financial markets seems to be the top story on every news channel. But many of the reporters and so-called pundits don't understand what really happened...and what may happen next. I'm pleased to share with you a short video and article that were created to put an end to the confusion once and for all! In these easy-to-understand resources, Barry Habib, Founder of the Mortgage Market Guide and Chairman of the Board for Mortgage Success Source, explains in layman's terms exactly what caused the current financial crisis - and what to be watching for in the near future.

Please take a moment to access these resources here...the few minutes you spend will open your eyes to what very few "experts" truly understand.

And as your trusted advisor, I'm committed to doing whatever I can to help you understand what the current economic situation means for you going forward in 2009. Give me a call if you want to discuss strategies for strengthening your financial future in the weeks and months ahead.

The Mortgage Market Guide Weekly is the industry's leading publication of this type, and I'm pleased to provide this valuable resource to you. If you feel that any of your clients or associates would benefit from keeping up-to-date on market and economic trends with this easy-to-read format, please let me know, and I will be happy to add them free of charge.

Best wishes to you, and please feel free to contact me if I can be of any assistance to you or your valued clients at this time!